The death benefit that can be utilized for different needs:
Paying off debts
Living Benefits, can be used for critical, chronic or terminal illnesses.
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The two basic types of life insurance are Term and Permanent.
Term life insurance
Term with ROP life
Decreasing Term life
Permanent life insurance
Index universal life
Variable universal life
Simplified issue life
Guaranteed issue life
Group life insurance
The Importance of Life Insurance
Why is life insurance necessary? Who needs it? What is the right type for me?
Life Insurance can be used for many different purposes. Here are some the most important ones: